It’s been a while since my last update on IVF. Will explain further in a later post. So here’s my input for you ladies if you are wanting to try out IVF at KKH as inpired by Dyan. So here goes for mine after collating all my payments made. It’s gonna be quite a lengthy post but i hope it helps you have a better understanding and preparations of the costs needed.
I’m a registered as a private patient coz I wanted to stick to just one doctor and I chose Dr. Sadhana as recommended by a friend who also went through the same process as myself. I made an appointment with Dr. Sadhana and brought down all my medical records that I have had with Dr. George Mariamar (KKH) and Dr. Jazlan (Raffles). Told her about all the procedures that I had went thru’ (e.g. metformin, clomid, more metformin & clomid, ovarian drilling & the failed pre-IUI jabs). So she agreed for us to straightaway opt for IVF.
Please do bear in mind that the costs may vary from the different hospitals in Singapore and varies if you are a private or subsidized patient as well as if you are a Singaporean/ PR/ Foreigner.
|FRESH||75%; up to $ 6,300||55%; up to $ 4,600||35%; up to $ 3,000|
|FROZEN||75%; up to $ 1,200||55%; up to $ 900||35%; up to $ 600|
* Note: At least one member of the couple must be a SC. For more information on govt. subsidies, please refer to http://www.heybaby.sg/havingchildren/art.html
Here is the breakdown on your Medisave withdrawal limits for the Assisted Conception Procedures (ACP) – both fresh/frozencycles.
|First ACP||Up to $ 6,000||Up to a maximum of $ 15,000 per patient over a lifetime|
|Second ACP||Up to $ 5,000|
|Third ACP||Up to $ 4,000|
|Subsequent ACP||Up to $ 4,000|
You’ll be asked to go for a briefing session to inform you about all the costing. Below is the initial costings upon confirmation that you’d like to go through the IVF procedure. You’ll be asked to bring your marriage certificate as proof of marriage and then you’ll be asked to go for some blood tests.
|DESCRIPTIONS||ESTIMATED CHARGES (SGD)||CLAIMABLE?|
|Counselling & Signed Consent||$ 203.30||No|
|Screening & Blood Test||$ 240.00||No|
There are also additional fees that are chargeable and not covered under the government subsidy. I can’t quite recall what does each pint entails. It’d be good to just ask when you are there during the registration. All that I recall is that your extra embryos extracted can last up to 10 yrs but you’d have to pay the annual fee. Else once you sign the indemnity form, the hospital reserves the right to dispose of the embryos if the fees are not met.
|Laser Assisted Hatching||$ 611.51||–|
|Blastocyst Culture||$ 305.81||–|
|Annual Embryo Storage Fee||$ 385.20||No|
They will ask you to sign-up for an Assisted Reproduction Programme Insurance under Great Eastern, which helps to cover the newborn baby in the event of intensive neonatal care. Covers the child up to SGD$300 per day for 180 days, that is up to SGD$ 54,000 per child. The cost depends on the no. of embryos being placed into you. There is a cap of 2 embryos right now. But you are able to just place in 1 as well. So, for 1 embryo, the premium is $68.48 and for 2 embryos, the premium is $291.04.
Here is the breakdown of the overall procedures that you’d have to go through for IVF.
Here is the estimated cost breakdown for your reference. Again it may differ from person to person and hospital to hospital.
|IVF CO FUND
(FRESH FOR SG)
|Ganirelix Injection||$ 79.67||$ 59.75||$ 19.92|
|Progestrone||$ 41.73||$ 31.30||$ 10.43|
|Azithromycin Tablet &
Chrorionic Gonadotrophin 5,000 unit injection
|$ 48.35||$ 36.26||$ 12.09|
|Doxycycline 100mg Capsule
GONAL-F 900 Unit P/F Pen
Folic Acid Tablet
|$ 1,643.03||$ 1,232.27||$ 410.76|
|ART Stimulation||$ 781.10||$ 585.83||$ 192.27|
|OPU + IVF/ ICSI (Ovum Pick-Up)
– Includes sperm collection, egg retrieval
– O2 Theraphy
– IV Infusion Set
|$ 4,565.25||$ 3,423.94||$ 1,141.31|
|Embryo Storage & Embryo Freezing
Utrogestan 100mg Capsule
Embryo Transfer (Fresh)
|$ 2,070.04||$ 930.65||$ 1,139.39|
|TOTAL||$ 9,229.17||$ 6,300.00||$ 2,926.17|
These cost mentioned above are not inclusive of your consultation fee with your doctor and once you are confirmed pregnant, the scans, medications and other blood tests are no longer covered under Medisave aand the government funding. So probably, it’s safe to say that you need to have an access of about $ 2,000. But of course the $2K is not a one time payment! It’s spread out per visit with your gynae.
Hope the information helps in one way or another.